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PayRun.IO

payrun.io

Version: 21.22.3.23


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Description

Open, scableable, transparent payroll API.

Other APIs in the same category

Account and Transaction API Specification - UK

Functionality at a glance
The NBG "UK OPB - Account and Transaction v3.1.5" API follows the [UK Open Banking Specification
v3.1.5](https://openbankinguk.github.io/read-write-api-site3/v3.1.5/profiles/account-and-transaction-api-profile.html)
This Account and Transaction API Specification describes the flows and payloads for retrieving a list of accounts and their transactions.
The API endpoints described here allow a AISP to:
Create the Consent with the appropriate permissions in order to be able to access the API Endpoints
Retrieve the list of accounts
Retrieve an account's details
Retrieve an account's balances
Retrieve an account's transactions
Retrieve an account's beneficiaries
Retrieve an account's standing orders
Retrieve an account's party
Retrieve an account's scheduled payments
Retrieve an account's statements
Quick Getting Started
Login/Register to the NBG Technology HUB
Go to "APPS"
Select your Organization and go to step 4. If you want to create a new Organization click \"CREATE AN ORGANIZATION\" and follow the steps below:
Enter the title of your Organization
Enter a short description of your Organization (optional)
Click "SUBMIT"
Select the Organization of choice and click "ADD AN APPLICATION"
Fill in the forms (title and short description)
Check \"Authorization Code\" and \"Client Credentials\"
Enter the OAuth Redirect and Post Logout URIs (these are the URIs that we will redirect the user upon logging in and logging out respectively)
You can use the following redirect URL to easily test the API through the portal: https://developer.nbg.gr/oauth2/redoc-callback
Click "SUBMIT"
Store the APPs "Client ID" and "Client Secret"
Go to "API PRODUCTS" and select the ACCOUNT INFORMATION - UK OPEN BANKING API
Click \"START USING THIS API\", choose your app and click
"SUBSCRIBE"
Get an Access Token using the Access Token Flow and the API scopes provided in the Authentication and Authorization (OAuth2) section below
Create a Sandbox
Play with the API
Sandbox Flow
The Sandbox Flow matches the Production Flow. The difference lies into the Data used. Instead of live
data, the Sandbox flow uses mocked data.
Production Flow
The Production Flow is described in the [UK Open Banking v3.1.5
Specification](https://openbankinguk.github.io/read-write-api-site3/v3.1.5/profiles/account-and-transaction-api-profile.html)
More details about the implementation specifics followed, please visit section **UK OPB Implementation
Specifics**
Authentication and Authorization (OAuth2)
This API version uses the OAuth2 protocol for authentication and authorization, which means that a
Bearer (access token) should be acquired. An access token can be retrieved using the client_id and
client_secret of the APP that you created and subscribed in this API, and your own credentials
(username, password) that you use to sign in the NBG Technology HUB. The scopes are defined below:
Authorization Endpoint:
https://my.nbg.gr/identity/connect/authorize
Token Endpoint:
https://my.nbg.gr/identity/connect/token
Authorization Code
Sandbox Scopes:
sandbox-uk-account-info-api-v1 offline_access
Production Scopes:
accounts offline_access
Client Credentials
Sandbox Scopes:
sandbox-uk-account-info-api-v1
Production Scopes:
accounts
See more here
QWAC Certificates
TPPs are required to present a QWAC certificate during API consumption. The API checks that this certificate has been provided and is valid. In sandbox mode the certificate validations are optional. To validate your certificate in sandbox implementation, please send us your QWAC certificate at [email protected] and set the HTTP Header \"x-sandbox-qwac-certificate-check\" with the value \"true\" in your requests.
SMS Challenge (One Time Password)
In order to successfully authorize an Accounts Access you will need to provide the SMS OTP (One Time Password) in the corresponding Accounts Consent UI Screen.
By default the SMS OTP will be sent to the mobile number declared upon singing up in the NBG Technology HUB.
Create your Sandbox
Create a new Sandbox application by invoking the POST /sandbox. This call will generate a new Sandbox
with a unique sandbox-id.
Important! Before proceeding save the sandbox id you just created.
When you create a sandbox, users and sandbox specific data are generated as sample data.
Start Testing
Once you have your sandbox-id, you can start invoking the rest of the operations by providing the
mandatory http header sandbox-id and the http headers described below.
Important notes
Request headers
The following HTTP header parameters are required for every call:
Authorization. The Auth2 Token
sandbox-id. Your Sandbox ID
Consent
In order to be able to effectively start using the Endpoints the appropriate Consent needs to be
created and set to the 'Authorised' status.
In order to create the Consent you need to at least set the required permissions and the Risk
sections.
Optionally you may set the
ExpirationDateTime. When the Consent expires
TransactionFromDateTime. Start Date to retrieve the transactions
TransactionToDateTime. End Date to retrieve the transactions
Not Implemented Endpoints
The following endpoints are not implemented in the API
GET /balances
GET /transactions
GET /beneficiaries
GET /accounts/\{AccountId\}/direct-debits
GET /direct-debits
GET /standing-orders
GET /accounts/\{AccountId\}/product
GET /products
GET /accounts/\{AccountId\}/offers
GET /offers
GET /scheduled-payments
GET /statements
Error Codes
The error codes and their description can be found
here
UK OPB Implementation Specifics
Below you may find more specific information & limitations regarding the implementation followed in the Production API.
Token Endpoint Client Authentication
At this point the supported Client Authentication method is "Client Secret Basic" - usage of "Client ID" & "Client Secret".
Consent Authorization
For a PSU to Authorize a Consent, they need to be redirected to the appropriate Consent UI.
For this redirection to take place the TPP needs to follow the Authorization Endpoint by amending the generated "Consent ID", like this: https://my.nbg.gr/identity/connect/authorize?consentid={{consentid}}&clientid={{clientid}}&scope={{scope}}&redirecturi={{redirecturi}}&response_type=code
Once the PSU is redirected to the Consent Authorization Screen, they need to enter their IBank (Production) or Developer Portal (Sandbox) Credentials and either Authorize or Reject the Consent.
At this point the Consent is binded with the PSU.
Debtor Account
Currently, only the "UK.OBIE.IBAN" scheme is supported.
Feedback and Questions
We would love to hear your feedback and answer your questions. Send us at
[email protected]
Check out our [Sandbox Postman
Collection](https://github.com/NBG-Developer-Portal/Account-Information-UK-Open-Banking)!
Created by NBG.
Entities
Below, the main entities are documented.
OBExternalPermissions1Code
Attributes
| Type| Description| Example| Values|
| -----| -----| -----| -----|
| enum| Specifies the Open Banking account access data types. This is a list of the data clusters being consented by the PSU, and requested for authorisation with the ASPSP.| ReadAccountsBasic ReadAccountsDetail ReadBalances ReadBeneficiariesBasic ReadBeneficiariesDetail ReadDirectDebits ReadOffers ReadPAN ReadParty ReadPartyPSU ReadProducts ReadScheduledPaymentsBasic ReadScheduledPaymentsDetail ReadStandingOrdersBasic ReadStandingOrdersDetail ReadStatementsBasic ReadStatementsDetail ReadTransactionsBasic ReadTransactionsCredits ReadTransactionsDebits ReadTransactionsDetail |
OBReadData1
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Permissions| Specifies the Open Banking account access data types. This is a list of the data clusters being consented by the PSU, and requested for authorisation with the ASPSP.| array[OBExternalPermissions1Code]|
| ExpirationDateTime| Specified date and time the permissions will expire. If this is not populated, the permissions will be open ended. All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone. An example is below: 2017-04-05T10:43:07+00:00| string|
| TransactionFromDateTime| Specified start date and time for the transaction query period. If this is not populated, the start date will be open ended, and data will be returned from the earliest available transaction. All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone. An example is below: 2017-04-05T10:43:07+00:00| string|
| TransactionToDateTime| Specified end date and time for the transaction query period. If this is not populated, the end date will be open ended, and data will be returned to the latest available transaction. All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone. An example is below: 2017-04-05T10:43:07+00:00| string|
OBRisk2
The Risk section is sent by the initiating party to the ASPSP. It is used to specify additional details for risk scoring for Account Info.
Attributes
| Name| Description| Values|
| -----| -----| -----|
OBReadConsent1
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Data | Entity | OBReadData1 Permissions array[[OBExternalPermissions1Code]] ExpirationDateTime [string] TransactionFromDateTime [string] TransactionToDateTime [string] |
| Risk | Entity | OBRisk2 |
ErrorCode
Attributes
| Type| Description| Example| Values|
| -----| -----| -----| -----|
| enum| This is Data Type gives a low level textual error code to help categorise an error response. The applicable HTTP response code is also given.| UK.OBIE.Field.Expected UK.OBIE.Field.Invalid UK.OBIE.Field.InvalidDate UK.OBIE.Field.Missing UK.OBIE.Field.Unexpected UK.OBIE.Header.Invalid UK.OBIE.Header.Missing UK.OBIE.Resource.ConsentMismatch UK.OBIE.Resource.InvalidConsentStatus UK.OBIE.Resource.InvalidFormat UK.OBIE.Resource.NotFound UK.OBIE.Rules.AfterCutOffDateTime UK.OBIE.Rules.DuplicateReference UK.OBIE.Signature.Invalid UK.OBIE.Signature.InvalidClaim UK.OBIE.Signature.MissingClaim UK.OBIE.Signature.Malformed UK.OBIE.Signature.Missing UK.OBIE.Signature.Unexpected UK.OBIE.Unsupported.AccountIdentifier UK.OBIE.Unsupported.AccountSecondaryIdentifier UK.OBIE.Unsupported.Currency UK.OBIE.Unsupported.EventType UK.OBIE.Unsupported.Frequency UK.OBIE.Unsupported.LocalInstrument UK.OBIE.Unsupported.Scheme UK.OBIE.Reauthenticate UK.OBIE.Rules.ResourceAlreadyExists UK.OBIE.UnexpectedError |
OBError1
Attributes
| Name| Description| Values|
| -----| -----| -----|
| ErrorCode | Entity | ErrorCode |
| Message| A description of the error that occurred. e.g., 'A mandatory field isn't supplied' or 'RequestedExecutionDateTime must be in future'OBIE doesn't standardise this field| string|
| Path| Recommended but optional reference to the JSON Path of the field with error, e.g., Data.Initiation.InstructedAmount.Currency| string|
OBErrorResponse1
An array of detail error codes, and messages, and URLs to documentation to help remediation.
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Code| High level textual error code, to help categorize the errors.| string|
| Id| A unique reference for the error instance, for audit purposes, in case of unknown/unclassified errors.| string|
| Message| Brief Error message, e.g., 'There is something wrong with the request parameters provided'| string|
| Errors| Gets or Sets Errors| array[OBError1]|
OBExternalRequestStatus1Code
Attributes
| Type| Description| Example| Values|
| -----| -----| -----| -----|
| enum| Specifies the status of consent resource in code form.| Authorised AwaitingAuthorisation Rejected Revoked |
OBReadDataConsentResponse1
Attributes
| Name| Description| Values|
| -----| -----| -----|
| ConsentId| Unique identification as assigned to identify the account access consent resource.| string|
| CreationDateTime| Date and time at which the resource was created. All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone. An example is below: 2017-04-05T10:43:07+00:00| string|
| Status | Entity | OBExternalRequestStatus1Code |
| StatusUpdateDateTime| Date and time at which the resource status was updated. All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone. An example is below: 2017-04-05T10:43:07+00:00| string|
| Permissions| Specifies the Open Banking account access data types. This is a list of the data clusters being consented by the PSU, and requested for authorisation with the ASPSP.| array[OBExternalPermissions1Code]|
| ExpirationDateTime| Specified date and time the permissions will expire. If this is not populated, the permissions will be open ended. All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone. An example is below: 2017-04-05T10:43:07+00:00| string|
| TransactionFromDateTime| Specified start date and time for the transaction query period. If this is not populated, the start date will be open ended, and data will be returned from the earliest available transaction. All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone. An example is below: 2017-04-05T10:43:07+00:00| string|
| TransactionToDateTime| Specified end date and time for the transaction query period. If this is not populated, the end date will be open ended, and data will be returned to the latest available transaction. All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone. An example is below: 2017-04-05T10:43:07+00:00| string|
Links
Links relevant to the payload
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Self| -| string|
| First| -| string|
| Prev| -| string|
| Next| -| string|
| Last| -| string|
Meta
Meta Data relevant to the payload
Attributes
| Name| Description| Values|
| -----| -----| -----|
| TotalPages| -| integer|
| FirstAvailableDateTime| All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone.An example is below: 2017-04-05T10:43:07+00:00| string|
| LastAvailableDateTime| All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone.An example is below: 2017-04-05T10:43:07+00:00| string|
OBReadConsentResponse1
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Data | Entity | OBReadDataConsentResponse1 ConsentId string] CreationDateTime [string] Status [[OBExternalRequestStatus1Code] StatusUpdateDateTime string] Permissions [array[[OBExternalPermissions1Code]] ExpirationDateTime [string] TransactionFromDateTime [string] TransactionToDateTime [string] |
| Risk | Entity | OBRisk2 |
| Links | Entity | Links Self [string] First [string] Prev [string] Next [string] Last [string] |
| Meta | Entity | Meta TotalPages [integer] FirstAvailableDateTime [string] LastAvailableDateTime [string] |
OBExternalAccountType1Code
Attributes
| Type| Description| Example| Values|
| -----| -----| -----| -----|
| enum| -| Business Personal |
OBExternalAccountSubType1Code
Attributes
| Type| Description| Example| Values|
| -----| -----| -----| -----|
| enum| -| ChargeCard CreditCard CurrentAccount EMoney Loan Mortgage PrePaidCard Savings |
OBCashAccount5
Attributes
| Name| Description| Values|
| -----| -----| -----|
| SchemeName| Name of the identification scheme, in a coded form as published in an external list.| string|
| Identification| Identification assigned by an institution to identify an account. This identification is known by the account owner.| string|
| Name| The account name is the name or names of the account owner(s) represented at an account level, as displayed by the ASPSP's online channels. Note, the account name is not the product name or the nickname of the account.| string|
| SecondaryIdentification| This is secondary identification of the account, as assigned by the account servicing institution. This can be used by building societies to additionally identify accounts with a roll number(in addition to a sort code and account number combination).| string|
OBBranchAndFinancialInstitutionIdentification5
Attributes
| Name| Description| Values|
| -----| -----| -----|
| SchemeName| Name of the identification scheme, in a coded form as published in an external list.| string|
| Identification| Unique and unambiguous identification of the servicing institution.| string|
OBAccount6
Unambiguous identification of the account to which credit and debit entries are made.
Attributes
| Name| Description| Values|
| -----| -----| -----|
| AccountId| A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner.| string|
| Currency| Identification of the currency in which the account is held. Usage: Currency should only be used in case one and the same account number covers several currencies and the initiating party needs to identify which currency needs to be used for settlement on the account.| string|
| AccountType | Entity | OBExternalAccountType1Code |
| AccountSubType | Entity | OBExternalAccountSubType1Code |
| Description| Specifies the description of the account type.| string|
| Nickname| The nickname of the account, assigned by the account owner in order to provide an additional means of identification of the account.| string|
| OpeningDate| Date on which the account and related basic services are effectively operational for the account owner.All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone. An example is below: 2017-04-05T10:43:07+00:00| string|
| Account| Provides the details to identify an account.| array[OBCashAccount5]|
| Servicer | Entity | OBBranchAndFinancialInstitutionIdentification5 SchemeName [string] Identification [string] |
OBReadDataAccount5
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Account| Unambiguous identification of the account to which credit and debit entries are made.| array[OBAccount6]|
OBReadAccount5
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Data | Entity | OBReadDataAccount5 Account array[[OBAccount6]] |
| Links | Entity | Links Self [string] First [string] Prev [string] Next [string] Last [string] |
| Meta | Entity | Meta TotalPages [integer] FirstAvailableDateTime [string] LastAvailableDateTime [string] |
OBCreditDebitCode
Attributes
| Type| Description| Example| Values|
| -----| -----| -----| -----|
| enum| -| Credit Debit |
OBBalanceType1Code
Attributes
| Type| Description| Example| Values|
| -----| -----| -----| -----|
| enum| -| ClosingAvailable ClosingBooked ClosingCleared Expected ForwardAvailable Information InterimAvailable InterimBooked InterimCleared OpeningAvailable OpeningBooked OpeningCleared PreviouslyClosedBooked |
OBActiveOrHistoricCurrencyAndAmount
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Amount| A number of monetary units specified in an active currency where the unit of currency is explicit and compliant with ISO 4217.| string|
| Currency| A code allocated to a currency by a Maintenance Agency under an international identification scheme, as described in the latest edition of the international standard ISO 4217 "Codes for the representation of currencies and funds".| string|
OBExternalLimitType1Code
Attributes
| Type| Description| Example| Values|
| -----| -----| -----| -----|
| enum| -| Available Credit Emergency Pre-Agreed Temporary |
OBCreditLine1
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Included| Indicates whether or not the credit line is included in the balance of the account. Usage: If not present, credit line is not included in the balance amount of the account.| boolean|
| Type | Entity | OBExternalLimitType1Code |
| Amount | Entity | OBActiveOrHistoricCurrencyAndAmount Amount [string] Currency [string] |
OBCashBalance1
Set of elements used to define the balance details.
Attributes
| Name| Description| Values|
| -----| -----| -----|
| AccountId| A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner.| string|
| CreditDebitIndicator | Entity | OBCreditDebitCode |
| Type | Entity | OBBalanceType1Code |
| DateTime| Indicates the date (and time) of the balance.All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone. An example is below: 2017-04-05T10:43:07+00:00| string|
| Amount | Entity | OBActiveOrHistoricCurrencyAndAmount Amount [string] Currency [string] |
| CreditLine| Set of elements used to provide details on the credit line.| array[OBCreditLine1]|
OBReadDataBalance1
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Balance| Set of elements used to define the balance details.| array[OBCashBalance1]|
OBReadBalance1
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Data | Entity | OBReadDataBalance1 Balance array[[OBCashBalance1]] |
| Links | Entity | Links Self [string] First [string] Prev [string] Next [string] Last [string] |
| Meta | Entity | Meta TotalPages [integer] FirstAvailableDateTime [string] LastAvailableDateTime [string] |
OBBeneficiaryType1Code
Attributes
| Type| Description| Example| Values|
| -----| -----| -----| -----|
| enum| Specifies the Beneficiary Type.| Trusted Ordinary |
OBBeneficiary5
Attributes
| Name| Description| Values|
| -----| -----| -----|
| AccountId| A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner.| string|
| BeneficiaryType | Entity | OBBeneficiaryType1Code |
| CreditorAccount | Entity | OBCashAccount5 SchemeName [string] Identification [string] Name [string] SecondaryIdentification [string] |
OBReadDataBeneficiary5
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Beneficiary| -| array[OBBeneficiary5]|
OBReadBeneficiary5
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Data | Entity | OBReadDataBeneficiary5 Beneficiary array[[OBBeneficiary5]] |
| Links | Entity | Links Self [string] First [string] Prev [string] Next [string] Last [string] |
| Meta | Entity | Meta TotalPages [integer] FirstAvailableDateTime [string] LastAvailableDateTime [string] |
OBParty2
Attributes
| Name| Description| Values|
| -----| -----| -----|
| PartyId| A unique and immutable identifier used to identify the customer resource. This identifier has no meaning to the account owner.| string|
| Name| Name by which a party is known and which is usually used to identify that party.| string|
OBReadDataParty2
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Party | Entity | OBParty2 PartyId [string] Name [string] |
OBReadParty2
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Data | Entity | OBReadDataParty2 Party [OBParty2] PartyId [string] Name [string] |
| Links | Entity | Links Self [string] First [string] Prev [string] Next [string] Last [string] |
| Meta | Entity | Meta TotalPages [integer] FirstAvailableDateTime [string] LastAvailableDateTime [string] |
OBReadDataParty3
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Party| -| array[OBParty2]|
OBReadParty3
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Data | Entity | OBReadDataParty3 Party array[[OBParty2]] |
| Links | Entity | Links Self [string] First [string] Prev [string] Next [string] Last [string] |
| Meta | Entity | Meta TotalPages [integer] FirstAvailableDateTime [string] LastAvailableDateTime [string] |
SandboxRequest
Request to create a new sandbox
Attributes
| Name| Description| Values|
| -----| -----| -----|
| sandboxId| Sandbox Id| string|
ErrorResponse
Attributes
| Name| Description| Values|
| -----| -----| -----|
| errorMessage| -| string|
SandboxRetryCacheEntry
Keeps the number of calls without x-fapi-customer-ip-address header present
Attributes
| Name| Description| Values|
| -----| -----| -----|
| cacheKey| Cache key| string|
| count| Number of retries ( up to 4 )| integer|
| expirationTimestamp| Expiration timestamp of the entry| string|
SandboxBankAccountInfo
General account information
Attributes
| Name| Description| Values|
| -----| -----| -----|
| currency| Currency (EUR, USD ...)| string|
| iban| Account's IBAN| string|
| accountType| Account's type (Business, Personal)| string|
| accountSubType| Account's sub-type (ChargeCard, CreditCard, CurrentAccount ...)| string|
| description| Account's description| string|
| alias| Account's alias| string|
| openingDate| Account's opening date| string|
| availableBalance| Account's available balance| number|
| ledgerBalance| Account's ledger balance| number|
| overdraftLimit| Account's overdraft limit| number|
SandboxParty
Connected party information
Attributes
| Name| Description| Values|
| -----| -----| -----|
| id| Party id| string|
| name| Name| string|
SandboxBeneficiary
Beneficiary information
Attributes
| Name| Description| Values|
| -----| -----| -----|
| name| Beneficiary name| string|
SandboxStandingOrder
Standing order information
Attributes
| Name| Description| Values|
| -----| -----| -----|
| description| Standing order short description| string|
| frequency| Standing order frequency| string|
| firstPaymentDate| Standing order first collection date| string|
| nextPaymentDate| Standing order next collection date| string|
| finalPaymentDate| Standing order final collection date| string|
| lastPaymentDate| Standing order last executed payment date| string|
| status| Standing order status (Active, Inactive)| string|
| amount| Standing order amount| number|
SandboxScheduledPayment
Scheduled payment information
Attributes
| Name| Description| Values|
| -----| -----| -----|
| description| Scheduled payment's short description| string|
| executionDate| Scheduled payment's execution date| string|
| amount| Amount| number|
| senderReference| Debtor / Sender reference| string|
SandboxStatement
Statement information
Attributes
| Name| Description| Values|
| -----| -----| -----|
| number| Statement number| string|
| year| Statement year| integer|
| month| Statement month| integer|
SandboxTransaction
Transaction information
Attributes
| Name| Description| Values|
| -----| -----| -----|
| reference| Transaction reference| string|
| amount| Amount| number|
| currency| Currency (EUR, USD ...)| string|
| creditDebit| Credit / Debit indicator| string|
| valueDateTime| Valeur| string|
| bookingDateTime| Booking date time| string|
| description| Description| string|
| accountingBalance| Balance| number|
| relatedAccount| Related account| string|
| relatedName| Related account| string|
| transactionCode| Transaction code| string|
SandboxBankAccount
Sandbox bank account
Attributes
| Name| Description| Values|
| -----| -----| -----|
| info | Entity | SandboxBankAccountInfo currency [string] iban [string] accountType [string] accountSubType [string] description [string] alias [string] openingDate [string] availableBalance [number] ledgerBalance [number] overdraftLimit [number] |
| party | Entity | SandboxParty id [string] name [string] |
| beneficiaries| List of account's beneficiaries| array[SandboxBeneficiary]|
| standingOrders| List of account's standing orders| array[SandboxStandingOrder]|
| scheduledPayments| List of account's scheduled payments| array[SandboxScheduledPayment]|
| statements| List of account's statements| array[SandboxStatement]|
| transactions| List of account's transactions| array[SandboxTransaction]|
SandboxCardInfo
Sandbox card information
Attributes
| Name| Description| Values|
| -----| -----| -----|
| number| Card number| string|
| description| Description| string|
| holderName| Holder name| string|
| expiration| Expiration date (05/2022)| string|
| type| Type| string|
| subType| Sub type| string|
| availableBalance| Available balance| number|
| ledgerBalance| Ledger balance| number|
| creditLimit| Credit limit ( applicable to credit cards )| number|
SandboxCard
Sandbox card
Attributes
| Name| Description| Values|
| -----| -----| -----|
| info | Entity | SandboxCardInfo number [string] description [string] holderName [string] expiration [string] type [string] subType [string] availableBalance [number] ledgerBalance [number] creditLimit [number] |
| party | Entity | SandboxParty id [string] name [string] |
| statements| Card statements| array[SandboxStatement]|
| transactions| Card transactions| array[SandboxTransaction]|
SandboxUser
User data
Attributes
| Name| Description| Values|
| -----| -----| -----|
| userId| Connected user id| string|
| retryCacheEntries| Retry cache entries| array[SandboxRetryCacheEntry]|
| accounts| List of accounts| array[SandboxBankAccount]|
| cards| List of cards| array[SandboxCard]|
Sandbox
Sandbox model
Attributes
| Name| Description| Values|
| -----| -----| -----|
| sandboxId| Sandbox id| string|
| users| List of users| array[SandboxUser]|
OBExternalScheduleType1Code
Attributes
| Type| Description| Example| Values|
| -----| -----| -----| -----|
| enum| -| Arrival Execution |
OBScheduledPayment3
Attributes
| Name| Description| Values|
| -----| -----| -----|
| AccountId| A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner.| string|
| ScheduledPaymentId| A unique and immutable identifier used to identify the scheduled payment resource. This identifier has no meaning to the account owner.| string|
| ScheduledPaymentDateTime| The date on which the scheduled payment will be made.All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone.An example is below: 2017-04-05T10:43:07+00:00| string|
| ScheduledType | Entity | OBExternalScheduleType1Code |
| Reference| Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction. Usage: If available, the initiating party should provide this reference in the structured remittance information, to enable reconciliation by the creditor upon receipt of the amount of money. If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor's reference or payment remittance identification should be quoted in the end-to-end transaction identification.| string|
| DebtorReference| A reference value provided by the PSU to the PISP while setting up the scheduled payment.| string|
| InstructedAmount | Entity | OBActiveOrHistoricCurrencyAndAmount Amount [string] Currency [string] |
| CreditorAccount | Entity | OBCashAccount5 SchemeName [string] Identification [string] Name [string] SecondaryIdentification [string] |
OBReadDataScheduledPayment3
Attributes
| Name| Description| Values|
| -----| -----| -----|
| ScheduledPayment| -| array[OBScheduledPayment3]|
OBReadScheduledPayment3
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Data | Entity | OBReadDataScheduledPayment3 ScheduledPayment array[[OBScheduledPayment3]] |
| Links | Entity | Links Self [string] First [string] Prev [string] Next [string] Last [string] |
| Meta | Entity | Meta TotalPages [integer] FirstAvailableDateTime [string] LastAvailableDateTime [string] |
OBExternalStandingOrderStatus1Code
Attributes
| Type| Description| Example| Values|
| -----| -----| -----| -----|
| enum| -| Active Inactive |
OBStandingOrder5
Attributes
| Name| Description| Values|
| -----| -----| -----|
| AccountId| A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner.| string|
| StandingOrderId| A unique and immutable identifier used to identify the standing order resource. This identifier has no meaning to the account owner.| string|
| Frequency| Individual Definitions: IntrvlMnthDay - An interval specified in months(between 01, 02, 03, 04, 06, 12, 24), specifying the day within the month(01 to 31) Full Regular Expression: ^(IntrvlMnthDay:(0[1,2,3,4,6]|12|24):(0[1-9]|[12] [0-9]|3[01]))$| string|
| Reference| Unique reference, as assigned by the creditor, to unambiguously refer to the payment transaction. Usage: If available, the initiating party should provide this reference in the structured remittance information, to enable reconciliation by the creditor upon receipt of the amount of money. If the business context requires the use of a creditor reference or a payment remit identification, and only one identifier can be passed through the end-to-end chain, the creditor's reference or payment remittance identification should be quoted in the end-to-end transaction identification.| string|
| FirstPaymentDateTime| The date on which the first payment for a Standing Order schedule will be made.All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone.An example is below: 2017-04-05T10:43:07+00:00| string|
| NextPaymentDateTime| The date on which the next payment for a Standing Order schedule will be made.All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone.An example is below: 2017-04-05T10:43:07+00:00| string|
| LastPaymentDateTime| The date on which the last (most recent) payment for a Standing Order schedule was made.All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone.An example is below: 2017-04-05T10:43:07+00:00| string|
| FinalPaymentDateTime| The date on which the final payment for a Standing Order schedule will be made.All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone.An example is below: 2017-04-05T10:43:07+00:00| string|
| StandingOrderStatusCode | Entity | OBExternalStandingOrderStatus1Code |
| FirstPaymentAmount | Entity | OBActiveOrHistoricCurrencyAndAmount Amount [string] Currency [string] |
| NextPaymentAmount | Entity | OBActiveOrHistoricCurrencyAndAmount Amount [string] Currency [string] |
| LastPaymentAmount | Entity | OBActiveOrHistoricCurrencyAndAmount Amount [string] Currency [string] |
| FinalPaymentAmount | Entity | OBActiveOrHistoricCurrencyAndAmount Amount [string] Currency [string] |
| CreditorAccount | Entity | OBCashAccount5 SchemeName [string] Identification [string] Name [string] SecondaryIdentification [string] |
OBReadDataStandingOrder5
Attributes
| Name| Description| Values|
| -----| -----| -----|
| StandingOrder| -| array[OBStandingOrder5]|
OBReadStandingOrder6
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Data | Entity | OBReadDataStandingOrder5 StandingOrder array[[OBStandingOrder5]] |
| Links | Entity | Links Self [string] First [string] Prev [string] Next [string] Last [string] |
| Meta | Entity | Meta TotalPages [integer] FirstAvailableDateTime [string] LastAvailableDateTime [string] |
OBExternalStatementType1Code
Attributes
| Type| Description| Example| Values|
| -----| -----| -----| -----|
| enum| -| AccountClosure AccountOpening Annual Interim RegularPeriodic |
OBStatement2
Provides further details on a statement resource.
Attributes
| Name| Description| Values|
| -----| -----| -----|
| AccountId| A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner.| string|
| StatementId| Unique identifier for the statement resource within an servicing institution. This identifier is both unique and immutable.| string|
| StatementReference| Unique reference for the statement. This reference may be optionally populated if available.| string|
| Type | Entity | OBExternalStatementType1Code |
| StartDateTime| Date and time at which the statement period starts.All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone.An example is below: 2017-04-05T10:43:07+00:00| string|
| EndDateTime| Date and time at which the statement period starts.All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone.An example is below: 2017-04-05T10:43:07+00:00| string|
| CreationDateTime| Date and time at which the statement period starts.All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone.An example is below: 2017-04-05T10:43:07+00:00| string|
OBReadDataStatement2
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Statement| Provides further details on a statement resource.| array[OBStatement2]|
OBReadStatement2
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Data | Entity | OBReadDataStatement2 Statement array[[OBStatement2]] |
| Links | Entity | Links Self [string] First [string] Prev [string] Next [string] Last [string] |
| Meta | Entity | Meta TotalPages [integer] FirstAvailableDateTime [string] LastAvailableDateTime [string] |
OBEntryStatus1Code
Attributes
| Type| Description| Example| Values|
| -----| -----| -----| -----|
| enum| -| Booked Pending |
ProprietaryBankTransactionCodeStructure1
Set of elements to fully identify a proprietary bank transaction code.
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Code| Proprietary bank transaction code to identify the underlying transaction.| string|
| Issuer| Identification of the issuer of the proprietary bank transaction code.| string|
OBTransactionCashBalance
Set of elements used to define the balance as a numerical representation of the net increases and decreases in an account after a transaction entry is applied to the account.
Attributes
| Name| Description| Values|
| -----| -----| -----|
| CreditDebitIndicator | Entity | OBCreditDebitCode |
| Type | Entity | OBBalanceType1Code |
| Amount | Entity | OBActiveOrHistoricCurrencyAndAmount Amount [string] Currency [string] |
OBCashAccount6
Unambiguous identification of the account of the creditor, in the case of a debit transaction.
Attributes
| Name| Description| Values|
| -----| -----| -----|
| SchemeName| Name of the identification scheme, in a coded form as published in an external list.| string|
| Identification| Identification assigned by an institution to identify an account. This identification is known by the account owner.| string|
| Name| The account name is the name or names of the account owner(s) represented at an account level, as displayed by the ASPSP's online channels. Note, the account name is not the product name or the nickname of the account.| string|
OBTransaction6
Provides further details on an entry in the report.
Attributes
| Name| Description| Values|
| -----| -----| -----|
| AccountId| A unique and immutable identifier used to identify the account resource. This identifier has no meaning to the account owner.| string|
| TransactionReference| Unique reference for the transaction. This reference is optionally populated, and may as an example be the FPID in the Faster Payments context.| string|
| CreditDebitIndicator | Entity | OBCreditDebitCode |
| Status | Entity | OBEntryStatus1Code |
| BookingDateTime| Date and time when a transaction entry is posted to an account on the account servicer's books. Usage: Booking date is the expected booking date, unless the status is booked, in which case it is the actual booking date.All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone.An example is below: 2017-04-05T10:43:07+00:00| string|
| ValueDateTime| Date and time at which assets become available to the account owner in case of a credit entry, or cease to be available to the account owner in case of a debit transaction entry. Usage: If transaction entry status is pending and value date is present, then the value date refers to an expected/requested value date. For transaction entries subject to availability/float and for which availability information is provided, the value date must not be used.In this case the availability component identifies the number of availability days.All dates in the JSON payloads are represented in ISO 8601 date-time format. All date-time fields in responses must include the timezone.An example is below: 2017-04-05T10:43:07+00:00| string|
| TransactionInformation| Further details of the transaction. This is the transaction narrative, which is unstructured text.| string|
| Amount | Entity | OBActiveOrHistoricCurrencyAndAmount Amount [string] Currency [string] |
| ProprietaryBankTransactionCode | Entity | ProprietaryBankTransactionCodeStructure1 Code [string] Issuer [string] |
| Balance | Entity | OBTransactionCashBalance CreditDebitIndicator [OBCreditDebitCode] Type [OBBalanceType1Code] Amount [OBActiveOrHistoricCurrencyAndAmount] Amount [string] Currency [string] |
| CreditorAccount | Entity | OBCashAccount6 SchemeName [string] Identification [string] Name [string] |
| DebtorAccount | Entity | OBCashAccount6 SchemeName [string] Identification [string] Name [string] |
OBReadDataTransaction6
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Transaction| Provides further details on an entry in the report.| array[OBTransaction6]|
OBReadTransaction6
Attributes
| Name| Description| Values|
| -----| -----| -----|
| Data | Entity | OBReadDataTransaction6 Transaction array[[OBTransaction6]] |
| Links | Entity | Links Self [string] First [string] Prev [string] Next [string] Last [string] |
| Meta | Entity | Meta TotalPages [integer] FirstAvailableDateTime [string] LastAvailableDateTime [string] |
Authentication

Big Red Cloud API

bigredcloud.com
Welcome to the Big Red Cloud API
This API enables programmatic access to Big Red Cloud data.
We have used Swagger to auto generate the API documentation on this page, and it also enables direct interaction with the API in this page.
To get started, you will require an API Key - check out our guide at https://www.bigredcloud.com/support/generating-api-key-guide/ for information on how to get one.
Use the 'Enter API Key' button below to enter your API key and start interacting with your Big Red Cloud data right on this page.
The API key will be stored in your browsers local storage for convenience, but you will be able to delete it at any time if you wish.
For additional information on the API, check out our support article at https://www.bigredcloud.com/support/api/

The Plaid API

The Plaid REST API. Please see https://plaid.com/docs/api for more details.

Polygon

polygon.io
The future of fintech.

Beanstream Payments

beanstream.com
https://www.beanstream.com/api/v1

Taxrates.io API

taxrates.io
Introduction
Taxrates.io is a global tax rate service that automates the management of monitoring tax rates changes in 181 countries. We monitor over 14,000 US sales tax, VAT, GST rates for you and make updates via our API so you always have the most update tax rates.
You can use Taxrates.io as a virtual sandbox where we provide you with 30 days free trial.
Countries
We currently support the following countries around the world. If you would like to request the addition of a new country, please email us at [email protected]
Afghanistan Gambia Nicaragua
Albania Georgia Niger
Andorra Germany Nigeria
Angola Ghana North Korea
Antigua and Barbuda Greece Norway
Argentina Grenada Pakistan
Armenia Guam Palestine
Aruba Guatemala Panama
Australia Guinea Papua New Guinea
Austria Guyana Paraguay
Azerbaijan Haiti Peru
Bahamas Honduras Philippines
Bangladesh Hungary Poland
Barbados Iceland Portugal
Belarus India Puerto Rico
Belgium Indonesia Republic of the Congo
Belize Iran Romania
Benin Ireland Russian Federation
Bhutan Isle of Man Rwanda
Bolivia Israel Samoa
Bonaire Italy Senegal
Bosnia and Herzegovina Japan Serbia
Botswana Jersey Seychelles
Brazil Jordan Sierra Leone
Bulgaria Jordan Singapore
Burkina Faso Kazakhstan Slovakia
Burundi Kenya Slovenia
Cambodia Kiribati Solomon Islands
Cameroon Kosovo Somalia
Cape Verde Kyrgyzstan South Africa
Central African Republic Laos South Korea
Chad Latvia South Sudan
Chile Lebanon Spain
China Lesotho Sri Lanka
Columbia Liberia St Lucia
Comoros Liechtenstein Sudan
Cook Islands Lithuania Suriname
Costa Rica Luxembourg Swaziland
Cote d'Ivoire Macedonia Sweden
Croatia Madagascar Switzerland
Cuba Malawi Tahiti
Curacao Malaysia Taiwan
Cyprus Maldives Tajikistan
Czech Republic Mali Tanzania
Democratic Republic of the Congo Malta Thailand
Denmark Mauritania Togo
Djbouti Mauritius Tonga
Dominica Mexico Trinidad and Tobago
Dominican Republic Micronesia Tunisia
Ecuador Moldova Turkmenistan
Egypt Monaco Tuvalu
El Salvador Mongolia Uganda
Equatorial Guinea Montenegro Ukraine
Eritrea Morocco United Kingdom
Estonia Mozambique United States
Ethiopia Myanmar Uruguay
Fiji Namibia Vanuatu
Finland Nepal Venezuela
France Netherlands Vietnam
Gabon New Zealand Yemen
Products codes
The Taxrates.io API’s provides product-level tax rates for a subset of product codes. These codes are to be used for products that are either exempt from tax in some jurisdictions or are taxed at reduced rates.
We will be expanding support for additional, less common categories over time. If you would like to request the addition of a new product category, please email us at [email protected]
Please select a product code/s when making a request to the Taxrates.io API
Product code Product Description
C010 Services which are not subject to a service-specific tax
C011 Software - Downloaded
C012 Books - Downloaded
C011 Music - Downloaded
C011 Movies/Digital Video - Downloaded
C011 Other Electronic Goods - Downloaded
C011 Streaming Music/Audio Services new
C011 Streaming Video Services new
C018 Software as a Services, Generally (Remote Access to Hosted Software)
C018 Remote Access to Hosted Software - Personal Use
C018 Remote Access to Hosted Software - Business Use
C021 Remote Access to Hosted Business Custom Applications
C021 Personal Cloud Storage/Backup
C021 Business Cloud Storage/Backup
C021 Business Data Warehouses
C022 Infrastructure as Service, Generally
C022 Ecommerce Site/Webserver Hosting
C022 Provision of Virtual Computing Capacity
C022 Software - package or canned program
C022 Software - modifications to canned program
C022 Software - custom programs - material
C022 Software - custom programs - professional serv.
C022 Information services
C022 Data processing services
C022 Mainframe computer access and processing serv.
C022 Online Data processing services
Filtering
When calling the API endpoints you can use 'filter' parameters to get tax rate for the selected type. You can get the following tax types (Each tax rate will always have one of following types)
US Sales tax Rates
CombinedRate
StateRate
CountyRate
CityRate
SpecialRate
We recommend using Postman when discovering our API. Happy using!
Rate Limiting
We limit API requests.
If you’re exceeding this rate and encountering 429 errors, review the following:
Only make requests in states / regions where you have enabled.
Cache responses if the order details haven’t changed since the last calculation at checkout.
Errors
The Taxrates.io API uses the following error codes:
Code Error Message
400 Bad Request – Your request format is bad.
401 Unauthorized – Your API key is wrong.
404 Not Found – The specified resource could not be found.
405 Method Not Allowed – You tried to access a resource with an invalid method.
429 Too Many Requests – You’re requesting too many resources! Slow down!
500 Internal Server Error – We had a problem with our server. Try again later.
503 Service Unavailable – We’re temporarily offline for maintenance. Try again later.
Verify your API token is correct and make sure you’re correctly setting the Authorization header.
If you’re still not sure what’s wrong, contact us and we’ll investigate.
Changelog
Stay on top of new developer-facing features, accuracy improvements, and bug fixes for our API. Have a request? Encounter an issue? We’d love to hear your feedback.
Contact Support:
Name: [email protected]

Xero Bank Feeds API

The Bank Feeds API is a closed API that is only available to financial institutions that have an established financial services partnership with Xero. If you're an existing financial services partner that wants access, contact your local Partner Manager. If you're a financial institution who wants to provide bank feeds to your business customers, contact us to become a financial services partner.

Accounting

Introduction
The Xero Accounting API is a RESTful web service and uses the OAuth (v1.0a) protocol to authenticate 3rd party applications. The Accounting API exposes accounting and related functions of the main Xero application and can be used for a variety of purposes such as creating transactions like invoices and credit notes, right through to extracting accounting data via our reports endpoint.

Tradematic Cloud API

tradematic.com
Overview
Tradematic Cloud is a trading infrastructure for building investment services.
It’s a trading engine + API + ready-made adapters to stock and forex brokers, crypto exchanges, and market data providers.
You can use it as a cloud API, or you can deploy it on your servers.
How to use Tradematic Cloud API
Sign up at tradematic.cloud. After signing up, you will receive your API key.
Authorization
Add the 'X-API-KEY' header with your API key to each request.
Examples of writing code with Tradematic Cloud API
Examples are available at tradematic.cloud.
Swagger (.yaml) File
Swagger (.yaml) file can be found here.

Storecove API

storecove.com
Storecove API

PayRun.IO

Open, scableable, transparent payroll API.

Frankie Financial API

frankiefinancial.io

This API allows developers to integrate the Frankie Financial Compliance Utility into their applications. The API allows:
Checking name, address, date of birth against national databases
Validating Australian driver's licences, passports, medicare, visas and other Australian national ID documents
Validating Australian electricity bills
Validating NZ driver's licences
Validating Chinese bank cards and national ID card
Validating International passports and national ID documents
PEP, Sanctions, Watchlist and adverse media checking
Australian visa checks
Fraud list and fraud background checks
ID validation and selfie check comparisons.
Industry specific services
Comparing Australian electricity retailers for a better deal.
KYB specific services
Query organisation ownership
Perform KYC & AML checks on shareholders, beneficial owners and office bearers.
Query credit score and credit reports
International company searches
International company profiles
The full version of this documentation along with supplemental articles can be found here:
https://apidocs.frankiefinancial.com/
The traditional Swagger view of this documentation can be found here:
https://app.swaggerhub.com/apis-docs/FrankieFinancial/kycutility
Sandbox base URL is:
https://api.demo.frankiefinancial.io/compliance/v1.2
We do have an old sandbox at https://sandbox.frankiefinancial.com/compliance/v1.2 but this has been retired.
All calls are the same as production, only with canned data.
Full Swagger definition, along with test data for playing in the sandbox can be obtained once initial commercial discussions have commenced.
Production and optional UAT access will be opened up only to those with a signed commercial contract.
Contact us at [email protected] to speak with a sales rep about issuing a Customer ID and Sandbox api key.